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Sr. P&C Daily Claims Adjuster

Sarasota, FL 34232

Posted: 03/05/2025 Job Type: Permanent/Direct Hire Industry: Other (HR, Admin, Mkt, Sales) Job Number: 26061 Pay Rate: $ 75000.00 - $ 80000.00

Job Description

Senior Property Claims Adjuster
Onsite in Sarasota, FL 
Residential P&C. Daily Claims
Our client is seeking an experienced Senior Property Claims Adjuster to handle complex residential and commercial property claims with a high degree of independence. This role involves investigating, evaluating, negotiating, and resolving property claims while ensuring compliance with policy provisions and regulatory requirements. The ideal candidate will have strong analytical skills, excellent customer service abilities, and the capacity to manage claims with unique coverage and exposure considerations. There may also be opportunities to deploy to catastrophe (CAT) sites to assist policyholders during disaster events.
Key Responsibilities:
  • Investigate, evaluate, negotiate, and resolve property claims of moderate to high complexity.
  • Assess losses, determine coverage applicability, and establish accurate claim reserves.
  • Analyze policy conditions, exclusions, and endorsements to ensure proper claim handling.
  • Communicate professionally with policyholders, agents, and other stakeholders throughout the claims process.
  • Determine settlement amounts based on independent judgment, estimates, appraisals, and policy limits.
  • Negotiate and finalize claim settlements within assigned authority.
  • Utilize cost containment tools to manage damage exposures effectively.
  • Maintain a well-documented claim file with timely and accurate diary entries.
  • Provide excellent customer service by guiding insureds through the claims process.
  • Serve as a mentor and trainer for less experienced adjusters.
  • Participate in special projects and contribute to process improvements.
  • Deploy to CAT sites as needed to provide on-the-ground claims support.

Job Requirements

Qualifications:
  • Bachelor's degree or equivalent business experience.
  • Minimum of 5 years of experience handling residential and commercial property claims.
  • Strong verbal and written communication skills.
  • Ability to work collaboratively in a team-oriented environment.
  • Proficiency in Microsoft Office (Word, Excel, PowerPoint).
  • Strong analytical and decision-making skills.
  • Customer service-oriented mindset with the ability to empathize with policyholders.
  • Bilingual skills are a plus.
  • Professional designations such as AIC (Associate in Claims) are a plus.
Licenses & Certifications:
  • Active adjuster's license(s) required or must be obtained within 60 days of hire, where applicable.
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About Sarasota, FL

Ready to kickstart your career in the vibrant city of Sarasota, Florida? This picturesque coastal gem, known for its stunning beaches, world-class arts scene with institutions like The Ringling and Sarasota Opera, and rich cultural heritage, offers a plethora of job opportunities waiting for you. Imagine working in a city where you can enjoy delicious fresh seafood from Marina Jack, catch a show at the iconic Van Wezel Performing Arts Hall, and relax in the shade of the majestic Banyan trees at Bayfront Park. Join us in Sarasota and discover a perfect blend of career growth and quality of life that this captivating city has to offer. Explore our job listings now and embark on an exciting new chapter in your professional journey.